They can't take what you fight to keep.
If a court told your employer to start garnishing your paycheck, you usually have a short window - often just 10 days - to file a Claim of Exemption and push back. We prepare the paperwork. You file it. The garnishment can stop.
Most states give you only 10 days from the notice to file a Claim of Exemption. Don't guess. Don't wait.
Your paycheck just got smaller - and nobody warned you it could get this bad.
A creditor - usually a credit card company, medical debt buyer, or old loan - took you to court. Maybe you knew. Maybe you didn't. Either way, a judge signed an order, and now your employer is legally required to send up to a quarter of your earnings to someone else before the money ever reaches your account.
It will keep happening, every pay period, until the debt is paid in full or someone stops it. Rent gets harder. Groceries get tighter. The pressure builds.
Here's what most people don't know: the law gives you the right to fight back. You just have to file the right document, in the right window of time.
Three things have to happen - fast. We handle the hardest part.
We find your case
We monitor court records so we know when a garnishment order has been filed against you.
We prepare the response
Your Claim of Exemption, hardship declaration, and supporting paperwork drafted by people who do this every day.
You file. You fight back.
We hand you a step-by-step filing packet so you know exactly what to do next.
The filing window is short by design.
Most states give workers somewhere between 10 and 20 days to file a Claim of Exemption after a garnishment notice is issued. Once that window closes, the court assumes you agreed to the garnishment.
*Texas restricts wage garnishment for consumer debts; different rules apply. Filing windows shown are general - your specific case may differ. Verify with us during your free review.
Flat fees. No surprises.
Basic
The essentials. Filed correctly. On time.
Standard
Add a financial hardship case to the file.
Full Service
Everything you need, prepared and packaged.
Three steps between you and a quieter paycheck.
- 01We identify the wage garnishment filing.
- 02We prepare your Claim of Exemption documents.
- 03You file and fight back against the garnishment.
From people who were where you are right now.
I didn't know I had any rights left. Garnish Proof had my paperwork ready in two days.
Calm voice on the phone when I was panicking about my next paycheck. That alone was worth it.
I filed exactly what they sent me. The court reduced what was being taken from my check.
Representative client outcomes. Past results do not guarantee future outcomes; every case is different.
Straight answers, in plain English.
Still unsure? Call us. There's no charge for the first conversation.
Every day the garnishment runs, you lose money you can't get back.
Start with a free case review. We'll tell you what to do next - today.